Why wait until January as Empire will be dropping all plans on 4/1/2012 regardless of renewal date anyway. Plus, you can still take advantage of Q4/2011 pricing. Further, Empire is not allowing mid-year plan change exceptions. Thus, 12/1/2011 enrollments with other carriers is the way to go, and is still attainable.
As for the other choices:
Empire Leaves Small Groups Article
CKICK ON RATES: *******Empire Alternatives 2012********
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