Coronavirus Resource Dashboard

by Admin. | Mar 31, 2020 | 0 comments

Insurance Dashboard

What the Coronavirus Means for Your Business

A helpful resource for our clients and their employees on the latest Coronavirus. We will continue to update these documents to make sure they are as up to date as possible.

Insights and Articles

April 18, 2023- Covid-19 Public Health Emergency Ending May 11, 2023
Jan 18, 2022-Health Insurers Cover Home COVID-19 Tests
Oct 14, 2021- OSHA Issued COVID-19 Vaccination and Testing Emergency Temporary Standard (ETS) and Video
Aug 6, 2021- Employee Retention Tax Credits and Video
May 3, 2021-PPE Expenses May Be Reimbursable Under HSA
April 23, 2021- Update on COVID-19 Vaccine and Vaccine Administration Cost
April 7, 2021 – New COBRA Guidance and Subsidies Released By DOL
March 18, 2021- Get Covered NJ and American Rescue Plan Act
March 17, 2021 ** American Rescue Plan Act**
March 12, 2021 – New York Employers Must Allow Leave for COVID-19 Vaccination
Jan 29, 2021 – NY Issues New Guidance Expanding COVID-19 Sick Leave
Dec 7, 2020 – How PEO Clients Fared in the First Months of the COVID-19 Pandemic
Nov 22, 2020 – New York’s 2nd COVID Wave
Aug 12, 2020 – Trump Orders Payroll Tax Deferment
Aug 3, 2020 – PPP Loans: What You Need to Know Now -360PEO Video
June 8, 2020 – PPP Flexibility Act Signed
May 25, 2020 – COVID-19 FAQs for Group Health Insurance
May 14, 2020 – Return to Work Plans and COVID-19
May 3, 2020- 6 Advantages of a PEO during COVID-19
April 22, 2020- Breaking: Senate Passes New Pandemic Relief Package
April 21, 2020-Qualified Disaster Relief Payments
April 16, 2020 –IRS Guidance Issued on Tax Credits under the FFCRA
March 29, 2020 – President Signs $2.2 Trillion Stimulus CARES Act
*UPDATE* March 25, 2020 – How Does My Insurance Cover Coronavirus Test
March 24, 2020 – COVID-19 Layoffs, Furlough and Termination Issues
March 20, 2020 – Families First Coronavirus Response Act (FFCRA)
March 18, 2020 – NY Responds to COBID-19
March 11, 2020 – IRS Confirms High-Deductible Health Plans (HDHPs) Can Cover Coronavirus Costs – The Internal Revenue Service (IRS) has announced that high-deductible health plans (HDHPs) can pay for 2019 Novel Coronavirus (COVID-19)-related testing and treatment, without jeopardizing their status. This also means that an individual with an HDHP that covers these costs may continue to contribute to a health savings account (HSA).
March 11, 2020 – How to Stay in Compliance When Employees Work Remotely
March 10, 2020 –Does My Insurance Cover Coronavirus Test
March 10, 2020 Coronavirus Checklist for Employers
March 2, 2020 – Coronavirus Preparedness Plan

State Resources

Employer Forms, Letters and Policies

Additional Resources

The Centers for Disease Control (CDC) and the World Health Organization (WHO) are working closely together and regularly issuing updates regarding this situation.

The Centers for Disease Control COVID-19 Dashboard
The World Health Organization COVID-19 Dashboard
CDC’s list of printable posters and fact sheets on protecting against respiratory illnesses
CDC: General travel health notices
Ready.gov: Business continuity plan
Fisher Phillips: Comprehensive FAQs for Employers on the COVID-19 Coronavirus

SMALL BUSINESS ADMINISTRATION (SBA) LOANS

FAQ

Can short term disability help us pay for an employee who is in self quarantine?

Generally, no, however check with your carrier. See check list for NY Metro area -Does My Insurance Cover Coronavirus Test

Can telemedicine help employees with the coronavirus?

Some carriers are opening telemedicine access to all beneficiaries even if their plan had not previously covered it. Check with your carrier.

Will the insurance companies charge us more for our premiums as a result of the virus?

Small groups(2-50 and 2-100 NYS) are not community-rated and will NOT see a direct impact. For large groups it is likely, however, they will not charge any employer off anniversary. Actuaries are trying to determine what the financial impact could be. We will then know what the additional cost will be on premium paying customers. Self-funded clients will also get an estimate to budget for the anticipated additional claims.

If some employees are still required to travel, what should I know about my insurance coverage?

All medical plans have coverage for out of area Urgent and Emergency services. Some cover these items better than others. The prudent thing to do is read your contract(or contact u)s on to get clarity on how services will be covered.

For international travel, we highly recommend you purchase Travel/Accident insurance. It’s cheap (although will cost more now) and can be selected by individual employee trips. Always buy the policy which provides the best emergency and evacuation services. If you need assistance getting a policy, we can help.

Could asking employees to tell us if they are sick lead to a HIPAA violation?

If an employer learns about coronavirus exposure/illness directly from the employee and not via the health plan, there are no HIPAA concerns. There are of course privacy issues and ADA concerns and care should be taken to keep a sick employee’s identity private.

An overview of the FFCRA and the CARES Act Overview – April 1

Federal COVID 19 Small Business Relief What You Need to Know – April 8

Financial Assistance & Employee Benefits – April 15

Bookmark this page in order to help your business stay on top of this. Given the extremely dynamic and rapidly evolving COVID-19 situation, infomration above will be updated regularly.

With over three decades of combined experience working with all of the major insurance companies, we put business owners in the driver’s seat to buy a company policy on their terms and their budget. Most business owners enjoy the transparency and the peace of mind of an affordable group health insurance policy that’s aligned with their needs and the needs of their employees.

The information provided on this website is intended for informational purposes only. Millennium Medical Solutions Corp. does not offer legal or medical guidance. Those with legal or medical questions should seek appropriate assistance from a licensed professional.