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Last month NYS received the rate filing requests below as per annual Dept of Financial Services requirements. Your insurer has mailed notices about their rate filings (requested rates) to impacted New York small business certificates and policyholders with renewal dates in 2023.

Below is a listing by carrier of requested rates for 2023 and a link to their sample notification letters.

Note: These are just the requested rate changes filed with the DFS and are not final.


Requested Rate Change

Link to sample notices

Aetna30.60%Aetna Link
Emblem (HIP)19.00%Emblem Link
Empire BCBS17.60%Empire BCBS Link
Healthfirst15.00%Healthfirst Link
Oxford/UHC16.80%Oxford/UHC Link
Weighted Average19.73%N/A

Final approval is expected next month. Join our newsletter to stay updated on the latest news.

For more information on how Employer-Sponsored Insurance and a PEO can make difference for your small business please contact us at or 855-667-4621.


Before you consider renewing automatically, you should first find out what is a PEO so that you can know exactly what to expect from it. PEO’s are large-group markets underwritten.  With the right PEO, you will be able to manage your businesses’ demand for growth and your employees as well.

Clients on average save 15-40% off the small group market. If you are looking for a complete insurance solution for your business, go to our website and check out our business insurance solutions. Contact us for more information today.



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For more information on PEOs or a custiomized quote please submit your contact. We will be in touch ASAP. 

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